![]() Look out for: Rocket Money's Bill Negotiation feature requires you to pay a percentage (you may choose any amount from 30% to 60%) of whatever it will save you for the year. However, Rocket Money's free plan features might not be as robust as other free budgeting apps. ![]() Some budgeting apps, like Simplifi, do not offer a free plan. When comparing the prices of other budgeting apps, Rocket Money serves as a middle-of-the-road option. You'll pay what you think is fair by moving your finger through a sliding scale. The Premium plan subscription is $35.99/annually, $47.99 annually, or $4.99 to $11.99 per month. If you would like to utilize Premium features, you'll have to pay a subscription fee. When you download the app, you'll have free access to track accounts or create a budget. If you select the Premium plan, Rocket Money may also help you get refunds on bank fees. You'll upload a copy of your bill, and Rocket Money will determine whether you can get the same service with the company for a lower price. The app's standout feature is Bill Negotiation. Rocket Money has features that let you track your spending on the bank account and create a budget. Why it stands out: Rocket Money is a great option if you prioritize a budgeting app that helps reduce your spending. Connect all your bank accounts, credit cards, and investment accounts for an overview of your finances
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